What is the total insured value eligible for Agile’s Manufactured/Mobile home product?
Within the Agile Broker Portal you and your team can quote and bind Manufactured Home Risks up to $275,000 in value. Anything over will be a referral to our underwriting team.
How can I increase or change the limits on detached structures and/or personal property on the product of the Manufactured/Mobile Home?
Once the quote details have been entered and submitted to Agile you can click on Amend Limits which will allow you to increase the Detached Structures and/or Personal Property limits if required. Our policy automatically includes a percentage of your Dwelling Limits for each coverage. 10% for Detached Structures and 75% for Personal Property on NP forms and 100% on Comprehensive form.
What does it mean for the client details Private Individual vs. Company?
Our Manufactured home product is eligible for risks purchased in an individual or corporation! If in a company name, you can add in the field when selecting ‘company’ as the named insured.
The risk has more than one named insured – how do I include both names on the policy?
On the second page you will have the ability to add another named insured to be listed on the policy. If you need to add an Additional Insured with respect to Personal Property or Liability you can add that within the Additional Interest tab.
What do I do if the postal code doesn’t come up on the search field, or is incorrectly prepopulated in the mailing address field?
If after you’ve entered the postal code into the search field the incorrect address appears you can click “EDIT” on the mailing address to override manually. This is only recommended if you are 100% of the correct address as this is verified through Canada Post.
What if the Manufactured/Mobile Home Risk does not have previous insurance or current insurance?
If you type “no previous insurer” into the field, the drop down will appear to choose and select from.
What if the insurance company or previous/current insurer is not listed in the drop-down?
No problem, you can select “other” from the drop-down options!
What if there was a small gap between the previous insurer to this new application?
You can still proceed with obtaining a quote and binding it online if all the other underwriting application details fit the eligibility criteria. However, there won’t be any specific discounts applied, such as claims free. Our claims free discount only applies if they have had 5 years of continuous insurance with no losses.
What if the risk address is different than the mailing address?
You can edit the physical address for the manufactured home on step 4 of building the quote!
Can I add more than one building material for the roof, foundation, etc.?
Yes! You can include as much detail of the risk as possible and apply a % of the total amount of that construction to the quote.
Do I have to complete the optional underwriting fields?
No, these are marked optional as they are not required to quote. We may need more information upon binding or provide the most accurate coverage and rates with more details about the client and the risk.
Can I schedule multiple items in one location?
Yes, you can include as many items as necessary to schedule from the list in the drop-down.
What does “additional interests” mean?
This could be an additional insured, lessor, lienholder, mortgagee (financial or other) or a loss payee to be listed on the policy.
I finalized my Manufactured Home quote – but I’m not able to bind it online. What do I do next?
If you are unable to bind, this is because underwriter approval is required for your risk. Once all supporting documents are attached (such as photos), click Send to Underwriter. You will hear back from our team within 72 hours. If your quote is required sooner, please email [email protected] with your quote reference number and the first and last name of the proposed insured.
What provinces or regions is Agile’s Manufactured/Mobile Home product eligible?
Our mobile home product is available nationally, excluding Quebec.