Vacant Property Insurance

Agile’s Vacant Property Insurance provides specialized coverage for unoccupied or vacant homes. Brokers can quote and bind policies effortlessly through our user-friendly Broker Portal, offering clients flexible protection during vacancy periods. With Agile, insuring vacant properties is simple and efficient.

Appetite:

  • Homeowners
  • Condos

Coverages:

  • Named Perils form
  • Actual cash value basis
  • Minimum $1,000 deductible
  • Premise liability limits up to $2 Million
  • Dwelling, contents, detached structures
  • Betterments and improvement coverage available for condo units

Eligibility:

  • 3, 6, and 12-month policy terms available
  • Protected, semi-protected, unprotected risks
  • First time insured
  • No prior insurance
  • Cancellations are eligible for quoting
  • Age of building, updates and claims history will determine the available coverage

Payment Options:

  • Direct or annual bill – full payment