Place manufactured home risks with confidence.
A serious placement market for a class most carriers decline. Four levels of coverage, multiple use-case forms, $2M liability on every policy.
4 levels
Tailor a package to your client's needs
All Risk or Named Perils
Quote both on a single submission
$2M liability
Included on every policy. No separate endorsement
GRC available
Guaranteed Replacement Cost on Level 1
The Agile Advantage
A placement market, not a marketing program.
Manufactured homes are where standard markets stop. We've built our underwriting, forms, and structure around this class, so brokers have somewhere to send the file instead of shopping it.
Built for risks standard markets decline
Manufactured homes aren't an exception here. They're the focus.
One program across multiple use cases
Owner, tenant, landlord, seasonal. No bouncing between markets.
Four coverage levels, one submission
Structure the deal without restarting the file.
Forms available
Coverage levels
One program. Four levels of coverage.
Level 1 is our broadest form: All Risk with Guaranteed Replacement Cost.
| Level 1 All Risk + GRC | Level 2 All Risk | Level 3 Named Perils | Level 4 Named Perils ACV |
|
|---|---|---|---|---|
| Form | All Risk | All Risk | Named Perils | Named Perils |
| Building basis | Guaranteed Replacement Cost | Replacement Cost | Replacement Cost | Actual Cash Value |
| Contents basis | Replacement Cost | Replacement Cost | Replacement Cost | Replacement Cost |
| Eligibility | Homes 10 years and newer | All ages | All ages | All ages |
| $2M liability | Included | Included | Included | Included |
| Enhanced coverages | Included | Included | Included | Included |
Not sure which level fits? Submit one application and we’ll quote both.
Coverage Detail
What's written into every policy.
Coverages built into the form across all four levels. No upsell, no separate endorsements to manage.
- Accidental Death Benefit
- Collision or Upset
- Identity Theft
- Sewer Backup
- Building Bylaws
Have a manufactured home file? Quote it with Agile.
Submit through the Agile broker portal and our underwriting team will get back to you with quoted levels and any conditions.