What provinces is this product eligible to quote and bind in?
Currently, this product is available online to quote, bind and issue for all British Columbia risks. If you are a broker in another province, but the risk/client is in BC you can bind on this product. Very soon, this product will be expanded to other provinces , stay tuned!
What does it mean for the client details Private Individual vs. Company?
Our Motorcycle product is eligible for risks purchased by an individual or corporation! If in a company name, you can add in the field when selecting ‘company’ as the named insured.
Do I have to complete the optional underwriting fields?
No, these are marked optional as they are not required to quote. We may need more information upon binding or provide the most accurate coverage and rates with more details about the client and the risk.
The risk has more than one named insured – how do I include both names on the policy?
On the second page you will have the ability to add another named insured to be listed on the policy.
What do I do if the postal code doesn’t come up on the search field, or is incorrectly prepopulated in the mailing address field?
If after you’ve entered the postal code into the search field the incorrect address appears you can click “EDIT” on the mailing address to override manually. This is only recommended if you are 100% of the correct address as this is verified through Canada Post.
What does it mean “Does the applicant have another policy with Agile”?
This will automatically provide a multi-policy discount to your client to show our appreciation if your client has another in force policy with Agile.
Can I quote and bind a motorcycle risk that is located/stored in BC, but the client’s mailing address is elsewhere?
Yes! If the motorcycle and all gear are located at the BC location, you can quote and bind if the policy has a mailing address outside of BC.
On your Motorcycle product, is the insured covered if they travel outside of BC?
Yes! Your client is covered if they travel outside of BC for their motorcycle coverage.
Is the insured covered if they travel outside of Canada?
Yes! Please refer to our travel protection coverage.
What does it mean “Is the operator a motorcycle club member?”
We offer a discount if they are a member of a motorcycle club. The Portal allows you to capture the details of the club to which they belong, and a discount will automatically be applied.
What is considered a “certified training course” does a driver's exam and road test count?
No, they must have completed a certified driver training course. The courses are offered by private companies and the cost will vary depending upon the course. A Drivers exam including a road test are not sufficient to qualify for this discount.
What if the motorcycle is leased, how do I include it in the policy?
You can add lienholders and lessors under “loss payee” on the application details under Additional Interests.”
What is the total insured value eligible for Agie’s Motorcycle product?
You are eligible to quote and bind motorcycles up to a value of $50,000! Anything over this amount would send a referral to our underwriting team.
Are there any types of motorcycles not eligible for this product?
We write most types of motorcycles but there are some rules that are built into our portal. Those risk would either be declined (dirt bikes) or referred to an UW to review prior to binding.